"The Government should introduce a student loan-style scheme to help first-time buyers get on to the property ladder.
Young people should be lent a 10% deposit by the Government, which would be repaid as a proportion of their salary once their earnings reached a certain level.
Alternatively, they could defer final repayment until they sold their property, the Housing & Finance Institute (HFI) said.
The scheme is part of a package of measures put forward by the group to help more people buy a home.
It has also suggested that stamp duty should be paid upon the sale of a property rather than the purchase, and a housing allowance tax scheme should be set up under which mortgage interest for young homeowners is deducted from their tax."
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