Natalie Elphicke, Chief Executive

Natalie Elphicke is Chief Executive of the Housing & Finance Institute. The Housing & Finance Institute (the HFi) is a not-for-profit independent organisation which supports capacity and knowledge building across the public and private sectors to support the delivery of homes across all tenures. 

Natalie’s professional background is as a national specialist in complex housing and structured finance law. A qualified barrister and solicitor, her legal career spanned two decades and more than £4billion of finance transactions across debt, equity, residential regulated and investment markets, major infrastructure, new residential tenures, large regeneration and development projects. This experience led her to be appointed by the UK government to jointly chair the Government’s independent review into the role of local authorities in housing supply with Keith House. The Elphicke-House Report was published in January 2015. A key recommendation of the Elphicke-House Report was the creation of a national Housing & Finance Institute, and its creation was confirmed by the UK Chancellor in the March 2015 budget.

Natalie has extensive governance, corporate culture and risk management experience. She is an approved senior manager with the Bank of England’s Prudential Regulation Authority and chairs the board’s group risk committee for a major building society, as well as the audit & risk committee for the government’s Student Loans Company.

Natalie Elphicke was appointed an OBE in the Queen’s Birthday Honours 2015 for her services to housing.


Mark Boleat

Sir Mark Boleat, Chairman

Sir Mark holds a portfolio of private and public sector positions. He is currently Chairman of the City of London Policy and Resources Committee, Deputy Chairman of TheCityUK and the International Regulatory Strategy Group, Chairman of the Channel Island Competition and Regulatory Authorities and Member of the Advisory Board of PWC.

Sir Mark has spent 25 years working for major national, European and international trade associations. He joined the Building Societies Association in 1974, holding a number of positions before being appointed Director General in 1986. He has also held the positions of Director General of the Council of Mortgage Lenders, Managing Director of the European Federation of Building Societies and Secretary General of the International Housing Finance Union. In 1993, he joined the Association of British Insurers, the largest British trade association, to become its first Director General.

In 1999, Sir Mark established Boleat Consulting, a consultancy business specialising in trade association strategy and management and the handling of public policy issues. He has helped establish, merge and reorganise trade associations in a number of sectors. He has also undertaken projects for the World Bank on housing finance in Russia, Nigeria and Egypt, for the International Finance Corporation on Housing Finance in Uganda and for the Government of Jersey on consumer policy.

Sir Mark was knighted in the Queen’s Birthday Honours 2017.

Keith House

Keith House, Senior Independent Director

Keith House is the Senior Independent Director on the HFi Board and an HFi Founding Director.

In January 2014 Keith was appointed by the UK government as an independent advisor to jointly chair the UK Government’s independent review into the role of local authorities and housing supply with Natalie Elphicke. The Elphicke-House Report was published in January 2015. A key recommendation of the Elphicke-House Report was the creation of a national Housing & Finance Institute.

He is a Board Member of the Homes and Communities Agency and sits on the investment committee. Keith is the experienced political Leader of Eastleigh borough council. While at Eastleigh council he oversaw an innovative approach to housing which saw the council establish a company to enable the provision of housing across a range of tenures.

Keith is also the Deputy Chair of the Local Government Association Environment and Housing Board.

Lord Kerslake

Lord Kerslake

Lord Kerslake has been Chair of London’s King’s College Hospital NHS Foundation Trust from 1 April 2015. He joined Peabody as Chair on 1 June 2015. He was announced as the new Chair of the Centre for Public Scrutiny (CfPS) in early June 2015, and was officially appointed as President-Elect of the Local Government Association at their annual conference on 30 June 2015.

A former Head of the Civil Service, Lord Kerslake led the Department for Communities and Local Government (DCLG) from November 2010, stepping down in February 2015.

Prior to his DCLG role, Lord Kerslake was the first Chief Executive of the Homes and Communities Agency, where he was responsible for promoting new and affordable housing supply; supporting the regeneration of cities, towns and neighbourhoods; improving existing housing stock, and advancing sustainability and good design.

Before joining the Civil Service Lord Kerslake received a knighthood for his services to local government, spending eight years serving the London Borough of Hounslow and then a further 11 years leading Sheffield Council. In early 2015, he was made a life peer, taking the title Baron Kerslake, of Endcliffe in the City of Sheffield.

James Thomson

James Thomson

James is the Executive Chairman of Keepmoat Homes, a national market leader in sustainable community regeneration, social and affordable housing, and planned and responsive repairs to the UK housing industry including local authorities and housing associations. He was formerly Group Finance Director and Chief Operating Officer of DTZ. He also worked previously at Smiths Group plc, Deutsche Bank and HSBC Investment Bank and trained as a chartered accountant with Price Waterhouse. He is a Common Councilman in the City of London, elected in 2013, and sits on the Planning & Transport, Port Health and Police Committees.

Barbara Spicer

Barbara Spicer CBE

Barbara Spicer is Chief Executive of Plus Dane Housing- a housing association based in Merseyside and Cheshire which owns and manages more than 18,000 homes. She is a Commissioner at the UK Commission for Employment and Skills. Previously she was Chief Executive at Salford City Council for 8 years and has led the Skills Funding Agency as its interim Chief Executive.

Barbara was appointed a CBE for services to education, learning and skills in the New Year Honours list 2015.

Judith Armitt

Judith Armitt

Judith Armitt is Chief Executive of Local Partnerships, the joint venture between HM Treasury and the Local Government Association supporting public sector delivery at the local level. She joined Local Partnerships from the Cabinet Office (Government Property Unit). Previously she had a thirty year career in local government, culminating in the role of Chief Executive Medway Council, since when she has also held posts as managing director, Ashford’s Future Company and chief executive at Thames Gateway, Judith is a member of the Academy of Urbanism, and a trustee of the Centre for Engineering and Manufacturing Excellence, and Design: South East.

Dame Judith

Dame Judith Mayhew Jonas, DBE

Dame Judith Mayhew Jonas is special advisor to Tishman Speyer and is a global Trustee of ULI (the Urban Land Institute). She is also a Board Member at Imperial War Museum. She originally trained, lectured and practised in law, at first in New Zealand and then in London, rising to become Special Adviser to the Chairman at Clifford Chance (2000-2003). Her career has also included many distinguished roles in public life. She was Leader of the City of London Corporation between 1996 and 2004, has served on the board of the London Development Agency and was Chair of The Independent Schools Council. She is a Governor of Wesminster School and has previously been a Trustee of The Geffrye Museum, the Natural History Museum, and The British Museum Development Trust. Until 2008 she was Chair of The Royal Opera House. She has also been Chair of New West End Company and London & Partners and has been on the board of Merrill Lynch. Dame Judith was awarded DBE in 2002 for services to the City of London.

Perry Lloyd

Peregrine Lloyd

Peregrine Lloyd is the Co-Founder and Group Chief Executive of Pinnacle Group. After university, where he studied economics and politics, Perry started his working life as a fund manager but soon left the City to co-found his own property services business in the early 1980s. It was this business that in the late ‘90s acquired two businesses which had commenced providing outsourced housing management services to Local Authorities in the UK. From this base, Perry has lead the expansion of Pinnacle Group which is now a leading private sector provider of services and investment into the social and physical regeneration of communities. At its core, Pinnacle Group seeks to work with residents and landowners to create and then manage places where people want to live through the provision of high quality services and the application of significant capital investment in sustainable regeneration.

Steve Bullock

Sir Steve Bullock

Sir Steve Bullock was elected as the Lewisham’s first directly elected Mayor in May 2002 and he is now in his fourth term of office. Immediately prior to becoming Mayor he was serving as Chair of University Hospital Lewisham NHS Trust.

Steve was first elected as a councillor in 1982 and served as Leader of Lewisham Council from 1988 to 1993. He is currently a Deputy Chair of the Local Government Association and where he chairs the Commercial Advisory Board and also Deputy Leader of the Labour Group. He leads on Housing for London Councils and is Vice-Chair of the Homes for London Board. He is a member of the Board of Governors of the Museum of London.

Steve was born in Redcar, North Yorkshire, and now lives in Forest Hill with his wife, Kris. In his spare time he enjoys football and folk music. He was knighted in 2007.

Rob Beiley

Rob Beiley

Rob Beiley is a partner in Trowers & Hamlins’ Housing and Regeneration department. Rob advises local authorities, RPs and charities on a broad range of projects.

For local authorities, Rob particularly focuses on housing (advising on the impact of council housing finance reform, housing transfers, ALMOs, shared services and other structures to facilitate housing investment) and, for RPs, on governance issues (including mergers, special purpose vehicles and joint ventures).

Rob is currently advising a number of RPs and local authorities on the retrofit of photovoltaic panels on social housing and is also working with a number of bodies exploring different approaches to public services.

His experience includes work on a large number of successful housing transfers, including several of the largest and most complex projects to date in Plymouth, Stockton on Tees, Wakefield and Walsall. He has advised a large number of successful ALMOs including Hounslow Homes, Cheltenham Borough Homes and Lewisham Homes.

He has also advised on a number of high profile mergers and restructures of registered providers, including the restructure of the Incommunities Group, acting for Sunderland City Council on the restructure of the Gentoo group and the entry of the English Churches Housing Group into the Riverside Group.